How can a wallet and chat app feel powerful enough for money, but familiar enough for messaging?

Overview

Working remotely with Pareza Group, I designed the UI for a mobile wallet and messaging product that combines payments, chat, and light commerce in a single app. The product needed to support multiple markets and brands, so the visual system had to be recognisable, flexible, and easy to localise. The work spanned two major iterations: an initial soft, card based interface and a later, more defined blue gradient direction aligned with an updated brand.

Challenges

• Blend wallet, chat, and marketplace features without overwhelming the user or fragmenting navigation.
• Design a UI that could be white labelled for different partners while keeping a strong core identity.
• Make frequent actions, checking balance, sending money, paying bills, fast and trustworthy on small screens.

Goals

• Create a home experience where users can see balance, recent contacts, and common billers in one glance.
• Ensure core flows (send/request money, add funds, pay utilities) feel as simple as sending a message.
• Build a visual language and component set that can scale across Android and iOS with minimal rework.

My role

Process snapshot

• Started from flows and requirements for payments, chat, and bill payments; mapped them into a single navigation model with a persistent bottom tab bar.
• Prototyped the wallet home as a hub: balance and "New Payment" at the top, recents and suggested contacts in the middle, and common billers below.
• Refined micro interactions (e.g., balance reveal, quick add money) to make money tasks feel simple but safe.
• Ran a second visual pass when the brand evolved, tightening typography, simplifying curves, and clarifying icon sets while keeping the underlying structure intact.

Selected screens

Launch & auth

Simple, brand-forward splash and login screens that set up the "wallet + chat" positioning before any data appears.

Wallet home & controls

Home view surfaces wallet balance, "New Payment" CTA, recent contacts, and suggested business billers for daily use, while the profile area extends this with a balance card, Add/Withdraw actions, transaction history, and key account options grouped into a clear vertical menu.

Impact & reflection

The work provided Pareza with a coherent mobile UI foundation for its wallet and chat product, flexible enough to support different regions and partner brands. The two iterations improved clarity, strengthened the visual identity, and made frequent payment and communication tasks feel natural on mobile. For me, this project reinforced how to design multi purpose consumer apps where brand, trust, and everyday usability have to coexist in a very tight space.